The hottest topic of the current moment in financial markets and in the news in general is the emergence of A.I. (artificial Intelligence) writing programs such as ChatGPT3. So I decided to try an experiment with ChatGPT3. I asked it to write a 450 word article...
Benjamin Lupu, CFP
Dividend Dilemma? Fuhgeddaboudit
Warning: Some simple math is included in this article. Up until last year, there was no dividend dilemma. Cash in bank deposits and money market funds paid around zero, and dividends on common stocks paid between 2% and 4%, and in some cases more. Slam dunk, dividends...
“The Great Normalization”
Normal is an underrated word. Normalcy is an underrated concept. In a world where “extreme” everything is a cultural and advertising icon; I’ve got some good news for you: We are returning to normal. After nearly three years of catastrophic pandemic and all of the...
How to Avoid Being a Dividend Bag Holder
Dividends are back in style. For now. When growth stocks or crypto or anything else that has immediate upward momentum catches fire, most people will again forget about the value of dividends. Do you like free money? Dividends are free money. Like….free! Yet...
The Best Recession Ever
We need a recession. Nobody likes recessions, but they are a natural part of business cycles going way back in history. And we really need one now, however onerous that may sound. In most past recessions, the problem was deflation, where workers lose jobs and business...
Never Underestimate the Cool Factor
Never underestimate what people think is cool. If people think something is cool, its stock can get really hot. Even during a time of pandemic, lock-downs, severe economic disruption, high unemployment, social distancing and civil unrest, stock...